Rates
APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
Rates as of 10/1/2007
| Rate Description
| Term
| APR
| APR Type
| Signature Loan
| 24 Months
| Start at 9.90%
| Fixed
| "A" Credit New Car Loan
| 60 Months | Start at 4.99%
| Fixed
| "A" Credit Used Car Loans
| 60 Months (Depending on Year of Collateral) | Start at 4.99%
| Fixed
| "A" Credit ATV Loans
| 24-48 Months (Depending on Year of Collateral) | Start at 5.80%
| Fixed |
| | | | | | | | Overdraft Protection
Loan |
| 20.00%
| Fixed | For More Loan Rates
| Please Call Us
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*If you lengthen the term to 72 Months interest will be increased by .25%
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Savings/Shares Rates
Rates as of 10/1/2007
| Rate Description
| Term
| | APY | Member Savings with at least $35.00 | 2nd Quarter 2008 | | 1.50%
| | Christmas Savings | 2nd Quarter 2008 | | 2.50% | Tiered Savings | 1st Quarter 2008 | as high as | 3.55% | | Certificate of Deposit | 6 Months | | 3.25% | | Certificate of Deposit | 12 Months | | 3.35% | | Certificate of Deposit | 18 Months | | 3.40% | | Certificate of Deposit | 24 Months | | 3.45% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings. Savings rates are proposed dividend payouts that are finalized at the end of each quarter.
Share Draft
Rates as of 10/1/2007
| Rate Description
| Term
| APY
| Checking
| 1th Quarter 2008
| 0.50%
|
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
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